Mortgage Broker · Coogee & Eastern Suburbs

Finding your ideal home loan is our craft.

Friendly, expert mortgage advice from Shane Howley, a local Eastern Suburbs broker with 15+ years experience. Access 30+ lenders, get better rates, and pay $0 in broker fees.

★★★★★ 5.0 · 37 reviews
✓ $0 Broker Fee
✓ 30+ Lenders
Happy family who found their dream home with Finance Craft
15+
Years of
Experience
15+ Years Experience
5.0★ Google Rating
30+ Lenders
$0 Broker Fee
Why Choose Us

The Finance Craft difference

Shane works personally with every client, an experienced local broker who genuinely cares about finding you the right outcome.

15+ Years Expertise

Over 15 years of mortgage broking experience. Specialists in loans $1M+ and complex lending scenarios across the Eastern Suburbs.

30+ Lenders

Access to over 30 lenders across Australia: major banks, second-tier lenders, and specialist lenders. We find the best fit for you.

$0 Broker Fee

No upfront costs, ever. We're paid by lenders when your loan settles, which means our interests are perfectly aligned with yours.

5.0★ Google Rating

Real clients, real results. Our reputation is built on outstanding service and outcomes.

Truly Local

Based in Coogee. Shane knows the Eastern Suburbs property market intimately, and your neighbours trust him too.

Personal Service

Work directly with Shane from first conversation through to settlement. Transparent, attentive, and genuinely invested in your outcome.

Shane Howley, Senior Mortgage Broker, Finance Craft
Shane Howley
Senior Mortgage Broker
MFAA 15 Years Member
Meet Shane

Your local Eastern Suburbs mortgage broker

I'm Shane Howley, founder of Finance Craft and a Senior Mortgage Broker based in Coogee. For over 15 years, I've been helping families, first-home buyers, and investors across the Eastern Suburbs find home loans that truly work for them.

I know this area inside out: the property market, the lenders who perform well here, and what it takes to get a deal across the line. Every client gets my full attention from first conversation through to settlement.

MFAA Member · 15 Years Specialist in Loans $1M+ 5.0★ Google Rating $0 Broker Fee
Google Reviews

What Our Customers Say

5.0 ★★★★★
37 reviews on Google
Our Services

We help with every type of loan

Whether you're buying your first home, refinancing, or building your property portfolio, we have a solution for you.

🏠

Home Loans

Purchase your dream home with competitive rates and terms tailored to your financial situation.

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💼

Investment Loans

Grow your property portfolio with smart investment lending strategies and competitive investor rates.

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♻️

Refinancing

Could you be on a better rate? We'll compare the market and handle the switch for you, at no cost.

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🏡

First Home Buyers

Navigate grants, stamp duty concessions, and find the best first home loan. We make it simple.

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Pre-Approval

Know your borrowing power before you start bidding. Get pre-approved and shop with confidence.

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🔧

Specialist Loans

Complex income, short term self-employed, tax returns not lodged, or defaults? We access specialist lenders others can't.

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How It Works

Simple. Fast. Stress-free.

Getting a home loan doesn't have to be complicated. Here's how we make it easy.

1

Book a Free Call

Chat with Shane about your goals, situation and timeline. No obligation, just helpful advice from a local expert.

2

We Find Your Best Loan

We search 30+ lenders, compare rates and features, then present you with clear, jargon-free options.

3

We Handle Everything

We manage the application, liaise with the lender, and keep you updated until settlement. Simple as that.

Service Area

Your local Eastern Suburbs broker

We specialise in helping clients across Coogee, Clovelly, Bronte, Bondi, and all surrounding Eastern suburbs.

Ready to find your ideal home loan?

Book a free, no-obligation call with Shane today. We'll assess your situation and show you exactly what you can achieve.

FAQs

Common questions

No. Finance Craft charges $0 broker fee. We're paid a commission by the lender when your loan settles. This means our service is completely free to you, and our interests are aligned with getting you the right outcome, not just any loan.
We have access to over 30 lenders including major banks (CBA, ANZ, Westpac, NAB), second-tier lenders, and specialist lenders. This gives you a wide range of options and helps ensure we find the most competitive rate for your situation.
It depends on the lender and complexity, but most straightforward applications are approved within 3–5 business days. Pre-approvals can often be turned around in 48 hours. We keep you updated throughout the entire process.
Absolutely. Self-employed lending can be more complex, but we have extensive experience with it. We work with lenders who are flexible around income documentation, including low-doc loan options where applicable.
We primarily serve clients across Coogee and the Eastern Suburbs including Randwick, Maroubra, South Coogee, Clovelly, Bronte, Bondi, Rose Bay, Vaucluse, Watsons Bay, Double Bay, Paddington, Surry Hills, and Woollahra. However, we can also help clients across greater Sydney and Australia wide.